Arkwright traces its roots to the Nordics, renowned as the home of the world's first cashless societies. We have helped to shape the development of digital payments strategies and products, such as mobile payments and new acceptance solutions. Today, we are shaping business and operating models along the entire payment value chain worldwide, and all payment channels including cash collection.

With excellent industry experience, our partners offer comprehensive expertise in retail and corporate payments, open banking and digital convergence. They accompany our clients on their ongoing evolutionary journey through the payment and FinTech ecosystem, commercial business, government payments, financial inclusion and digital ID.


In addition to a fresh, cross-industry and global perspective on innovative developments, we have earned a reputation for improving performance based on tailored problem-solving as well as focused tools and frameworks, such as Scheme-Fee Management Optimisation, ATM Business Model Optimisation, Pre-delinquency Management and Digital ID Model Design.

Our clients include large international and medium-sized regional organisations right down to industry, institutional and start-up investors:

  • Banks and monoline issuers, account interfaces and third-party payment providers (AISPs / PISPs)
  • Payment schemes and account-to-account payments infrastructure
  • Merchant acquirers, aggregators, network service and online-payment service providers
  • Payment processors
  • Retailers and loyalty-scheme providers Governments and NGOs
  • Digital identity service providers (DISP)
  • Private equity and institutional investors
  • Suppliers to the payments and banking industries

Examples of typical projects:

  • Growth and market entry, product and corporate strategies
  • Restructuring of payments businesses such as issuing, acquiring and processing
  • Conceptual preparation and management of complex migration projects
  • Efficiency improvement and digitalisation of core processes
  • Vendor selection for providers of identity services, aggregators, processors, service providers
  • Due diligence, business valuation and transaction support
Industry Report

Managing Merchant Credit Risk

Economic activity has been severely impacted by business closures as well as diminished consumer purchasing power due to furlough and job losses. As businesses start to reopen, commerce will return...
Payment Frontpic1
Industry Report

Open Banking Industry Dynamics a European Perspective

While supporting banks and new entrants with the development of Open Banking strategies in Europe, Arkwright has mapped the providers landscape across the value chain for over three years...
Payment Frontpic2
Industry Report

New report explores digital identity success in the Nordics

Report reveals banks as the key to digital identity success. Digital identity is also an opportunity to solve banking’s existential crisis
E ID Fingerprint

Digital Currencies in Cashless Societies

Developments and Challenges Associated with Central Bank Issued Digital Currencies – the Case of Sweden’s Proposed e-Krona
ACA Hamburg Riksbankshuset

Breaking the non-transparency of scheme fees (2016)

By developing a controlling tool capable of modelling around 98% of Visa’s scheme fees, Arkwright found strong lock-in effects, significant economies of scale and derived guidelines for strategic ...
ACA Hamburg Breaking the 5

Industry professionals 05

ACA Hamburg Malte Wolf

Malte Wolf

Associate Director


ACA Hamburg Jerrit de Vries

Jerrit de Vries

Accociate Director


ACA Hamburg Francesco Burelli

Francesco Burelli

Associate Director


ACA Hamburg Steven Jacob

Steven Jacob



Mask Group 27 2x

Claes Green

Associate Director